To support a demanding wife, bank clerk Brian Kent embezzles a large sum of money and, overcome with remorse, attempts to commit suicide by casting himself adrift in a small boat on a rough river. The boat is caught in willows, however, and Brian meets Judy, a little maidservant who introduces him to her mistress, Auntie Sue, a schoolteacher. Under Auntie Sue's benign influence, Brian reforms and writes a book. Falling in love with Betty Jo, Brian incurs the enmity of Judy, who tells her father of Brian's unsavory past. Judy's father starts out for the bank, but Auntie Sue gets there first and persuades the bank president (a former pupil of hers) not to prosecute Brian. Brian's wife attempts to visit him and is drowned. Brian finds happiness with Betty Jo.